

\shortstack[l]{\textit{Panel A: Cons. \& Cons. Smoothing} \\ Total Consumption}&     -16.485         \\
            &    (57.866)         \\
            &  [3182.294]         \\
Life Satisfaction  &       0.154\sym{***}\\
            &     (0.045)         \\
            &     [4.730]         \\
Buy Any Asset     &       0.020\sym{**} \\
            &     (0.010)         \\
            &     [0.154]         \\
Sell Any Asset    &      -0.013         \\
            &     (0.013)         \\
            &     [0.419]         \\
Net Asset Purchases&     202.955         \\
            &   (146.687)         \\
            &  [-318.458]         \\
Taken Additional Loans &      -0.001         \\
            &     (0.013)         \\
            &     [0.361]         \\
Received gifts    &      -0.004         \\
            &     (0.011)         \\
            &     [0.194]         \\
Gave gifts   &       0.012\sym{*}  \\
            &     (0.007)         \\
            &     [0.076]         \\
Moved&       0.002         \\
            &     (0.002)         \\
            &     [0.006]         \\
\shortstack[l]{\textit{Panel B: Employment} \\ Employed}    &       0.000         \\
            &     (0.013)         \\
            &     [0.596]         \\
Self Employed/Business Owner&       0.034\sym{**} \\
            &     (0.016)         \\
            &     [0.357]         \\
Hourly Wage    &       1.049         \\
            &     (0.686)         \\
            &     [6.989]         \\
Total Earnings  &     109.857\sym{**} \\
            &    (49.620)         \\
            &  [1345.648]         \\
Searching for Job (Last Week)  &      -0.050\sym{***}\\
            &     (0.013)         \\
            &     [0.388]         \\
HH Prepping New Business  &       0.015         \\
            &     (0.010)         \\
            &     [0.157]         \\
Job Satisfaction&       0.025\sym{***}\\
            &     (0.007)         \\
            &     [0.629]         \\
Business Ability Confidence&      -0.012         \\
            &     (0.020)         \\
            &     [2.970]         \\
\\ 
Observations&       7,228         \\

